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Types of Social Security Disability Benefits

Title II, Social Security Disability Insurance (SSDI).  The disabled worker receives benefits because he or she has paid contributions into the Social Security system in the form of Social Security taxes on wages earned. This money comes from the FICA deduction taken from your paycheck.

Title XVI, Supplemental Security Income (SSI). This is a federal welfare program for those who have not paid enough Social Security taxes to be entitled to Social Security Disability Insurance.  You must meet financial requirements in addition to being medically eligible.  You can receive SSI if you are disabled or over 65 and you have very little income or property. For example, if you have $2,000 or more ($3,000 for a married couple) in money or property, you cannot qualify. Your home and one car generally do not count.